Helping You Manage the
Moments That Matter
Helping you live where purpose & passion meet
Our private clients are innovators, directors, and architects, both literally and figuratively. They are doers who live life with passion and purpose, and each one has unique characteristics and needs.
In most cases, we work with individuals who are more than capable of managing their finances on their own, but they understand the value added by hiring skilled professionals to manage the moments that matter and provide confidence in their lives.
Ongoing change is inevitable, so we work closely with you to create a roadmap to help you meet your goals and live more confidently every step of the way.
Financial Management Oversight
By establishing a system of professional oversight, we can provide you with clarity and confidence throughout our relationship.
Engage
An interview process to determine whether Opus Financial Planners is a good fit to provide value to you, your family and/or your business.
Explore
This is where we focus beyond the numbers to better understand your family, your values and what matters the most. What does your vision of a successful future look like?
Gather
Quantitative understanding of everything in your life that carries a dollar sign, allowing us to begin building the framework of your current financial picture.
Collaborate/Verify
Analysis of your current financial x-ray, allowing us to talk through potential concerns, gaps and inefficiencies.
Present
Based on your current decisions, what does your future look like? Stress test these decisions with a focus on eroding factors such as taxes, inflation, volatility and the propensity to consume. What can we do to help make your outcome better?
Implement*
You are as financially organized as you have ever been. You have a prioritized list of what needs to be done to get you where you want to go. This is where we earn our keep as your partner to help see it through. Our work has just begun.
Ongoing Financial Management
We believe Financial Management Oversight is an ongoing relationship. This is not a set it and forget it financial plan. We will schedule quarterly meetings with you indefinitely into the future to ensure we are holding you accountable to meeting your goals
Ongoing Financial Management
We believe Financial Management Oversight is an ongoing relationship. This is not a set it and forget it financial plan. We will schedule quarterly meetings with you indefinitely into the future to ensure we are holding you accountable to meeting your goals
Ongoing Financial Management
We believe Financial Management Oversight is an ongoing relationship. This is not a set it and forget it financial plan. We will schedule quarterly meetings with you indefinitely into the future to ensure we are holding you accountable to meeting your goals
Ongoing Financial Management
We believe Financial Management Oversight is an ongoing relationship. This is not a set it and forget it financial plan. We will schedule quarterly meetings with you indefinitely into the future to ensure we are holding you accountable to meeting your goals
*Implement, which involves purchasing products and services, is separate and distinct from the financial planning services. Clients can, but are under no obligation to, implement the advice through us, our affiliates or an unaffiliated financial institution of client’s choice. Implementation of the financial planning advice is achieved through a separate relationship with the client which may result in commissions or fees outside of the financial planning fee.
How We Can Help
Financial Position
Financial Position is a review of your current state to understand if you have a strong foundation to build on. Working with your financial planner will help you determine if you're making the best choices regarding your balance sheet, cash flow, and debt management.
Risk Management
Risk Management is a review of how you can protect what you have. Working with your financial planner can help ensure you and your loved ones are protected when the unexpected occurs.
Wealth Accumulation
Tax Management
Tax management is reviewing how you will be taxed today and in the future. The goal of tax management is to efficiently structure your assets to limit the taxes you pay over your lifetime and help you get the most out of your savings. Your financial planner can recommend several strategies including the types of accounts to contribute to and how to allocate them.
Retirement Planning
Regardless of your age or life circumstances, working with your financial planner can help you adapt to your changing needs to help achieve financial independence. The earlier you begin planning, the more sound your financial future can be and the more flexibility and freedom you have to choose when, how, and where you retire.
Estate Planning
Estate Planning goes hand in hand with our Risk Management Review, and it is when we discuss strategies to ensure what you leave behind is passed down efficiently and according to your wishes. Your financial planner will review your wills, beneficiary designations, and your assets to offer guidance that can help you potentially enhance the legacy you leave behind while keeping the family together.
